> ## Documentation Index > Fetch the complete documentation index at: https://docs.openxswitch.com/llms.txt > Use this file to discover all available pages before exploring further. # Comparing Our Wallet Products > OpenXSwitch offers multiple wallet infrastructures designed to support different operational models, scalability requirements, custody strategies, and developer experiences. ### Wallet Products * **Wallet Infrastructure as a Service** * **Smart Accounts Infrastructure** This section **compares** the available **wallet products** across architecture, transaction models, operational behavior, gas management, infrastructure flexibility, **pricing models**, and supported workflows to help you determine the **best fit** for your application or business operations. 📘 **Built-in Gas Infrastructure**\ **Wallet** **products** across **OpenXSwitch** include built-in gas management and transaction sponsorship across supported blockchain networks, abstracting native gas mechanics and simplifying transaction execution. ### Product Comparison | | **Wallet-as-a-Service** | Smart **Accounts** | | :-------------------------- | :----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | :----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **Overview** | Custodial wallet infrastructure optimized for exchanges, fintechs, payment systems, and operational treasury management. | Programmable `smart wallet` infrastructure optimized for seamless stablecoin experiences, gasless transactions, and advanced wallet orchestration. | | **Architecture** | `Prime Wallet` and `Sub-Wallet` architecture (1:N model). One Prime Wallet manages liquidity and treasury operations across many Sub-Wallets. Sub-Wallets limits depend on the current workspace plan. | `Accounts` and `Wallets`architecture (1:N model). One Account acts as a container for multiple programmable wallets with isolated controls and configurations. | | **Pricing Model** | Monthly subscription pricing starting from **\$50/month** depending on infrastructure limits and usage. | Flexible transaction-based pricing with a **one-time setup package** tailored to your business requirements. Pay as little as **\$0.01 per on-chain execution**, with no monthly platform commitments. | | **Fund Isolation** | Prime Wallet and Sub-Wallet balances are logically isolated with configurable withdrawal and access control policies. | Funds are isolated at both Account and Wallet levels with programmable access controls and policy-based transaction authorization. | | **Asset Management** | Unified `off-chain` token balances across supported chains with `flexible withdrawals` from any supported blockchain network. | Assets remain fully `on-chain` with programmable execution, routing, and wallet-level asset management. | | **Internal Transfers** | `Free internal transfers` between Prime Wallet and Sub-Wallets, and between Sub-Wallets. | `Internal transfers` between wallets are executed on-chain. | | **Auto Collection** | Auto-collection is powered through internal transfers, making collections instant and free. | Auto-collection operates fully on-chain with programmable routing and execution. | | **Swap Infrastructure** | Instant `off-chain` swaps up to **\$300,000** per request. | Swaps and bridges are executed on-chain through programmable transaction flows. | | **Withdrawals** | Flexible `withdrawals` supported across available blockchain networks. | `Chain-agnostic` withdrawals with programmable transaction execution and routing. | | **Transaction Model** | Primarily on/off-chain infrastructure optimized for operational efficiency and reduced transaction costs. | `On-chain` transaction execution powered by smart account infrastructure. | | **Gas Management** | Managed by `OpenXSwitch` and infrastructure partners while abstracting most blockchain operational complexity from developers | Supports `sponsored` and `gasless` transactions by default. | | **Programmability** | Operational wallet infrastructure with predefined flows and automation support. | Fully programmable wallet infrastructure with smart account execution capabilities. | | **Batch Transactions** | Not supported. | Supported through `smart account` transaction batching. | | **Chain & Token Expansion** | More rigid infrastructure. | Flexible architecture. `New token` and `chain` integrations can typically be completed within days or weeks if dependencies are available. | | **Minimum Transfers** | Minimum external withdrawal outside OpenXSwitch: **\$10**. Minimum internal transfer within OpenXSwitch: **\$1**. | No enforced minimum withdrawal amount beyond required blockchain network fees. | | **Environment** | `Sandbox` environment is an off-chain simulation of production infrastructure. No faucet or testnet interaction required. | Uses native blockchain `testnet `environments for supported networks and protocols. | ### Which Product Should You Choose? | Use Case | Recommended Product | | :------------------------------------ | :---------------------------------------- | | Exchange infrastructure | `Wallet-as-a-Service` or `Smart Accounts` | | Treasury management | `Wallet-as-a-Service` or `Smart Accounts` | | Custodial wallets | `Wallet-as-a-Service `or `Smart Accounts` | | Internal ledger-based operations | `Wallet-as-a-Service` | | Gasless stablecoin wallets | `Smart Accounts` | | Embedded onchain wallets | `Smart Accounts` | | Consumer-facing Web3 experiences | `Wallet-as-a-Service` or `Smart Accounts` | | Programmable transaction flows | `Smart Accounts` | | Smart account infrastructure | `Smart Accounts` | | On-chain automation and orchestration | `Smart Accounts` | ### Key Architectural Difference **Wallet-as-a-Service** is optimized around operational efficiency through off-chain infrastructure abstraction, unified balances, and internal ledger systems. [Learn more](/wallet-as-a-service/architecture) **Smart Accounts** is optimized around programmable on-chain execution using `smart account infrastructure`, enabling gas abstraction, transaction sponsorship, and advanced wallet orchestration. [Learn more](/smart-accounts/architecture)