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While traditional externally owned accounts (EOAs) introduced basic peer-to-peer asset transfers, smart contract wallets—also known as smart wallets—redefine what on-chain account interaction can achieve.

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Possibilities with Smart Wallets

Smart wallet infrastructure unlocks capabilities that bridge Web2 convenience with Web3 security:
  • Custody Flexibility: Accommodates flexible deployment models, supporting both non-custodial and custodial operations depending on your application’s regulatory and architectural requirements.
  • Programmable Access & Security: Implements multi-key authorization policies, rule-based execution, and social or guardian-based account recovery without single points of failure.
  • Seamless Web2 Onboarding: Eliminates seed phrase friction by enabling user authentication via email, passkeys, or social logins.
  • Gas Abstraction & Sponsorship: Supports built-in transaction sponsorship (paymasters) and sponsored gasless execution, allowing users to transact without native gas tokens or pay fees using stablecoins.
  • Dynamic Signer Rotation: Allows key rotation and policy updates directly on-chain without changing or migrating the underlying wallet address.
  • Agentic & Automated Payments: Enables granular session keys and automated routing for recurring transactions, subscription models, and autonomous AI-driven payment flows.

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Why We Chose Smart Wallets

OpenXSwitch selected smart wallets as the core foundation for our programmable wallet infrastructure to eliminate the user and developer friction inherent to legacy blockchain accounts.